DEPOSIT ACCOUNTS:

• Low cost, flat fee checking (Advantage Checking)
• Regular checking
• Commercial checking
• Super NOW account
• Money Market Deposit Account
• Savings account
• Business savings account
• Certificates of deposit
• Individual Retirement Accounts
• Health Savings Accounts

PAYROLL DIRECT DEPOSIT

FEDERAL TAX DEPOSITS

AUTOMATED CLEARING HOUSE SERVICES

COLLECTION SERVICES

NOTARY

ELECTRONIC FUNDS TRANSFERS

AUTOMATIC TELLER MACHINE (ATM) AND ATM CARDS

DEBIT CARDS

TELEBANK, 24 HR./DAY TELEPHONE BANKING
 

ONLINE BILL PAYMENT SERVICES

TELEWEB, INTERNET BANKING

PERSONAL AND CORPORATE CREDIT CARDS

MERCHANT CREDIT CARD SERVICES

SAFE DEPOSIT BOXES

COMMUNITY ROOM

COIN COUNTING

LIFE, CREDIT LIFE, AND ACCIDENT AND HEALTH INSURANCE

SAFEKEEPING

DRIVE-IN BANKING

NIGHT DEPOSITORY

LOANS:

• Real estate (including 100% home loans)
• Construction
• Oil and gas
• Agricultural
• Consumer
• Commercial
• Education/Student